Dengan bangga memiliki Mobil, Dapatkah Armada Membuat Anda Berutang?

Dengan bangga memiliki Mobil, Dapatkah Armada Membuat Anda Berutang?

Jarang sekali rahasia apa pun yang dengan bangga memiliki dan mempertahankan mobil adalah komitmen yang besar, terutama secara finansial. Kemungkinan Anda harus sendiri mempertimbangkan biaya bahan bakar, biaya asuransi mobil, dan biaya pemeliharaan.

Banyak orang tua benar-benar menginginkan mobil untuk pekerjaannya atau alasan yang sama sekali berbeda ketika transportasi umum tidak lagi memungkinkan bagi mereka. Namun demikian, banyak dari kita tidak menyadari apa yang sebenarnya mereka hadapi.

Banyak orang lain tidak lagi dapat memberi Anda uang tunai untuk kesenangan mereka dalam mobil atau setidaknya mereka tidak merasakannya. Mereka akan menghadirkan muatan awal dari mobil, tetapi kemudian memiliki kebangkitan mengerikan ketika tiba saatnya untuk mengembalikan mengejutkan.

delapan puluh% dari mobil rumah tangga membunuh perbaikan yang harganya $ 500 atau lebih. Dalam periode di antaranya, empat puluh% orang dewasa AS tidak lagi memiliki dana yang tersedia untuk keadaan darurat $ empat ratus + yang berarti setiap harga mengejutkan di atas $ empat ratus perlu dibebankan ke kartu skor kredit.

Itu adalah jumlah orang tua yang sedikit kuat yang siap untuk ditafsirkan sebagai orang lain tidak lagi menyadari jumlah biaya yang ingin dimiliki oleh kepemilikan mobil. Atau dengan ungkapan yang sangat berbeda, sebagian besar warga negara Amerika meremehkan harganya.

Sekarang, dukungan untuk empat puluh% orang dewasa AS yang harus menetapkan harga biaya mengejutkan untuk kartu skor kredit … Mengapa elemen ini terkontaminasi? Sejujurnya, itu adalah cara yang jarang terkontaminasi … jika pemegang kartu kredit siap membayar tagihan di bulan ini.

Namun demikian, banyak dari kita yang berhadapan dengan pernyataan tidak dapat memberi Anda uang tunai untuk tagihan. Ini menyiratkan bahwa Anda sebenarnya ingin membayar bunga selama itu karena kemungkinan Anda juga tidak akan membayarnya lagi. Sebagai akibatnya, itu berarti Anda akan membuktikan membayar vital lebih banyak untuk pengembalian uang daripada yang Anda inginkan juga, Anda berkesempatan masuk ke hutang kartu kredit, dan Anda berkesempatan menderita sakit karena perolehan skor kredit Anda.

Jadi, seberapa jauh Anda menghindar dari plot bola salju ini? Rahasia ini membangun anekdot tabungan darurat yang direkomendasikan para ahli untuk biaya hidup sekitar tiga-6 bulan. Itu juga akan terdengar mengenali banyak, tetapi ini berada dalam posisi untuk menambahkan jika Anda mendapatkan $ seratus- $ 300 sebulan ke dalamnya. Selain itu, beberapa mobil mungkin juga membuktikan ingin mengembalikan lebih awal daripada yang lain, sehingga yang terbaik untuk memiliki dana surplus, lebih cepat daripada Anda membakar melalui mereka.

Pakar moneter juga menemukan penyortiran anggaran Anda dan menemukan area runtuh untuk mengurangi sudut untuk membuat jumlah penghematan ini terjadi. Kemungkinan Anda harus mengurangi beberapa kemewahan dari rutinitas Anda atau bahkan mendapatkan pekerjaan aspek dalam mengungkapkan untuk memiliki uang tunai yang tidak lagi ditugaskan untuk menuju ke lokasi lain pada anggaran Anda. Lampirkan uang tunai sebanyak mungkin, itu berarti dari barang juga.

Jadi, bunuhlah tidak lagi membiarkan mobil Anda yang paling dalam membuat Anda berhutang. Mungkin juga akan diklaim sebagai diperpanjang karena kemungkinan Anda mungkin juga akan proaktif, mengambil langkah-langkah yang tepat untuk mengumpulkan uang tunai yang kemungkinan besar Anda juga akan mempekerjakan kapan pun Anda benar-benar membutuhkannya. Ingatlah untuk mempertimbangkan seberapa penting setiap pengembalian otomatis dalam harga sebenarnya dan tidak diragukan lagi Anda akan bersedia untuk mengambil sebagian besar biaya mobil terkait datang.

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